These Terms & Conditions govern your use of the 123bingo platform and all services provided thereunder. By registering an account or accessing any part of the 123bingo website, you confirm that you have read, understood, and agree to be bound by these terms.
This summary does not replace the full terms. You are bound by the complete text below.
All 123bingo accounts are restricted to individuals aged 21 years or older. Underage use is strictly prohibited and constitutes a material breach of these Terms.
Each player may hold only one registered account on 123bingo. Duplicate accounts will be suspended and any associated balances may be forfeited.
All bonuses and promotional credits are subject to wagering requirements before withdrawal. Terms attached to specific promotions take precedence where they differ from these general terms.
123bingo operates under a PAGCOR license and provides services exclusively to persons legally permitted to participate in online gaming under Philippine law.
Identity verification is required prior to processing any withdrawal. 123bingo follows PAGCOR KYC and AMLA requirements for all account holders.
Deposit limits, session controls, and self-exclusion are available to all 123bingo players. We encourage their use in line with PAGCOR responsible gaming guidelines.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," "you") and 123bingo ("we," "us," "our," "the Platform"), the operator of the online gaming platform accessible at 123bingo.org. 123bingo operates under a license issued by the Philippine Amusement and Gaming Corporation ("PAGCOR"). By creating an account, logging in, or accessing any services on the 123bingo platform, you expressly agree to these Terms in their entirety. If you do not agree to any provision herein, you must immediately discontinue use of the platform.
For the purposes of these Terms, the following definitions apply throughout:
By accessing the 123bingo Platform, registering an Account, or placing any wager, you represent and warrant that you have read these Terms, understand them, and agree to be bound by them. Acceptance is a condition precedent to using any part of the Platform.
These Terms should be read in conjunction with the 123bingo Privacy Policy and any game-specific or promotion-specific terms published on the Platform. Where a conflict arises between these Terms and promotion-specific terms, the promotion-specific terms shall prevail to the extent of the conflict and solely for the relevant promotion.
123bingo reserves the right to update or modify these Terms at any time. Continued use of the Platform following the posting of any amendment constitutes acceptance of the revised Terms. We will provide reasonable notice of material changes via the Platform or by communication to your registered account.
To register an Account and use the 123bingo Platform, you must satisfy all of the following eligibility requirements at the time of registration and at all times thereafter:
Age Verification: 123bingo strictly enforces the 21-year minimum age requirement. Any Account found to be held by a person under 21 years of age will be immediately suspended, all funds will be returned to the deposit source, and Bonus Credits will be forfeited. This is a non-negotiable PAGCOR compliance requirement.
Each eligible individual may register only one (1) Account on the 123bingo Platform. Registration of multiple accounts by a single individual is strictly prohibited. Where duplicate accounts are identified, 123bingo reserves the right to suspend all associated accounts and, at its sole discretion, consolidate or void balances and cancel pending withdrawals.
When registering, you agree to provide accurate, complete, and current information including your full legal name, date of birth, Philippine mobile number, and any other information reasonably requested. You are responsible for maintaining the accuracy of this information and for notifying 123bingo promptly if any registered details change.
You are solely responsible for maintaining the confidentiality of your Account login credentials. 123bingo will not be liable for any loss or damage arising from unauthorised access to your Account resulting from your failure to secure your credentials. Any activity conducted through your Account while your credentials are authenticated shall be deemed to have been conducted by you.
In compliance with PAGCOR licensing requirements and the Philippine Anti-Money Laundering Act (AMLA) as amended, 123bingo is required to conduct identity verification on all account holders prior to processing withdrawal requests and where otherwise required by law or regulation.
Acceptable Philippine government-issued identification documents for KYC purposes include, but are not limited to:
123bingo may request additional documentation for enhanced due diligence purposes where required by PAGCOR, AMLA, or where transaction activity triggers internal risk thresholds. Failure to provide requested documentation within the specified timeframe will result in account restriction and suspension of withdrawal processing.
123bingo accepts deposits via GCash, PayMaya, BDO Online, BPI Online, and Metrobank. Deposits made through GCash and PayMaya are credited to your Account balance in real time under normal operating conditions. Bank transfer deposits are credited upon confirmed receipt of funds, typically within one Philippine business banking day.
All deposits must be made from payment accounts registered in your own name and consistent with the identity details on your 123bingo Account. Third-party deposits — where the deposit source does not match the Account holder's identity — are prohibited and may be treated as grounds for account suspension pending investigation.
Minimum and maximum deposit limits apply per transaction and per period. Current applicable limits are displayed within the Cashier section of your 123bingo Account. 123bingo reserves the right to revise deposit limits in accordance with PAGCOR requirements or internal risk management policies. Players may also voluntarily set personal deposit limits through the Responsible Gaming settings of their Account.
Withdrawal requests may only be submitted to the same payment method used for the corresponding deposit unless a method is no longer available, in which case 123bingo will arrange an alternative withdrawal route. Withdrawals are processed to GCash and PayMaya on a same-business-day basis for KYC-verified Accounts where requests are submitted before the daily processing cut-off. Bank transfers to BDO, BPI, and Metrobank are processed within one (1) Philippine business banking day.
KYC verification must be completed before any withdrawal request is processed. Where a withdrawal request is submitted and KYC has not been completed, 123bingo will notify you of the outstanding verification requirements. The withdrawal will remain in pending status until verification is satisfactorily completed.
123bingo reserves the right to conduct additional verification, request supplementary documentation, or apply a temporary hold on withdrawals where required by AMLA, PAGCOR, or internal compliance procedures. Where fraud or breach of these Terms is suspected, 123bingo may suspend withdrawal processing and report the matter to PAGCOR and relevant Philippine authorities.
From time to time, 123bingo offers bonuses, free bingo tickets, free spins, cashback, reload bonuses, and other promotional incentives to Players. All bonuses are subject to these general Terms and to any additional promotion-specific terms published at the time the offer is made. Where promotion-specific terms conflict with these general Terms, the specific terms prevail.
The following general bonus conditions apply across all 123bingo promotions unless a specific promotion states otherwise:
All games on the 123bingo Platform operate on certified Random Number Generator (RNG) software or live dealer systems supplied by independent, licensed game providers. Game outcomes are determined independently of 123bingo. The return-to-player (RTP) percentage for each game is provided by the respective game supplier and reflects long-term statistical averages across all play on that title.
In the event of a technical malfunction, disconnection, or systems error during a game session, the outcome of the affected round may be void and the wager refunded to your Account, or the round may be completed where the game state is fully recoverable, at 123bingo's reasonable discretion. 123bingo will not be liable for losses arising from technical failures beyond its reasonable control.
Game-specific rules are set by the respective game providers and are accessible within each game interface. Players are responsible for familiarising themselves with the rules of each game prior to wagering.
The following conduct is expressly prohibited on the 123bingo Platform and constitutes a material breach of these Terms:
123bingo is committed to providing a safe and responsible gaming environment in accordance with PAGCOR's responsible gaming framework. We recognise that for some individuals, gambling can present a risk of harm, and we provide the following tools to all registered Players:
Players experiencing difficulties related to their gambling behaviour are encouraged to contact the 123bingo Responsible Gaming team. We take all such contact seriously and respond without judgment. See the Responsible Gaming page for further information and resources.
All content on the 123bingo Platform — including but not limited to the 123bingo name and logo, website design, graphics, text, software, game interfaces provided directly by 123bingo, and all compilations thereof — is the property of 123bingo or its licensors and is protected under applicable Philippine intellectual property law.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, recreational gaming purposes in accordance with these Terms. This licence does not permit you to reproduce, redistribute, sell, create derivative works from, or commercially exploit any content from the Platform without the prior written consent of 123bingo.
To the maximum extent permitted by applicable Philippine law, 123bingo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform, including but not limited to loss of winnings, loss of data, loss of business, or interruption of service.
123bingo's total aggregate liability to any Player in respect of any claim arising from or in connection with the use of the Platform shall not exceed the greater of (a) the net deposits made by the Player to their Account in the thirty (30) days preceding the claim, or (b) the amount of the specific disputed transaction giving rise to the claim.
Nothing in these Terms shall limit or exclude 123bingo's liability for death or personal injury caused by its negligence, fraud, or any other liability that cannot be limited or excluded under applicable law.
123bingo reserves the right to suspend, restrict, or terminate any Account, with or without notice, where it reasonably believes that:
Upon termination, any real-money balance (excluding Bonus Credits and associated winnings subject to dispute) will be returned to the Account holder after satisfactory completion of KYC and AMLA verification. 123bingo will notify the Account holder of the grounds for termination to the extent permitted by law and regulation.
123bingo may amend these Terms at any time. Amendments take effect from the date they are published on the Platform. Where a material change is made that adversely affects existing Players' rights, 123bingo will provide advance notice of at least fourteen (14) days via the Platform or direct communication to registered Account holders.
Your continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must cease using the Platform and may request Account closure by contacting support.
These Terms and any dispute or claim arising from or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles.
Any dispute between you and 123bingo that cannot be resolved through good-faith direct negotiation shall be subject to the jurisdiction of the competent courts of the Philippines. 123bingo also operates under PAGCOR's dispute resolution framework, and Players with unresolved complaints against 123bingo may escalate matters to PAGCOR in accordance with the regulator's published procedures.
For questions, complaints, or support inquiries relating to these Terms or your 123bingo Account, you may contact the 123bingo Player Support team via live chat on the Platform, available 24 hours a day, seven days a week. Our support team responds in English and is staffed by agents familiar with Philippine gaming law and the PAGCOR regulatory context.
For support inquiries, you may also reach us by email. Our support email address is displayed in the footer of this page. We aim to respond to all written inquiries within one (1) Philippine business day.
For responsible gaming support, please visit the Responsible Gaming page for dedicated contact channels and Philippine gambling support resources.
Now that you have read the Terms, you know exactly where you stand. PAGCOR-regulated, GCash-ready, 700+ games — and you must be 21 or older to join.
21+ only · PAGCOR regulated · Gamble responsibly · T&Cs apply